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» Browse Money and Business Term Papers
The Fed And Interest Rates
Number of Words: 1144 / Number of Pages: 5
... and forces the interest rate to rise so the banks
can afford to make loans. People seeing these rises in rates will tend to sell
their low interest assets, in order to acquire additional money, they tend move
toward higher yielding accounts, also further increasing the rate. Soon this
small change by the Fed affects all aspects of business, from the price level to
interest rates on credit cards.
Rises and falls in the interest rate can reflect many changes in an
economy. When the economy is in a recession and needs a type of stimulus
package, the Fed may attempt to decrease the interest rat ...
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The US Stock Market
Number of Words: 1484 / Number of Pages: 6
... to break new records, many in the financial world are worrying about what is in store for the market this year. Specifically, they are concerned whether or not the stock market will correct (or worse, crash) in 1997. In focusing on the possibility of a market correction or crash this year, some arguments for and against will be examined.
Currently, many people, including financial analysts, money managers and individual investors, believe the stock market is due for a correction. Some of them are supporting their predictions with the theory that the past is a good indicator for the future; in other wo ...
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Motivation In The Workplace And Employees
Number of Words: 880 / Number of Pages: 4
... These teams
replaced certain level managers. There seemed to be too many management
levels in Johnsonville for such a small company. By giving more
responsibility to the employees and coaching them to make there own
decisions proved to be a highly effective change for the company. By the
employees owning there own problems and solving them on their own it
allowed Ralph and other top management to utilize their time more
efficiently.
Most people if they had a choice would like to be achievers. In
some jobs it is unfortunate that becoming an achiever is less likely to
happen. If that is ...
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Advances In Technology And Economics
Number of Words: 1224 / Number of Pages: 5
... their services,” says L. Mishel, Research Director of
Welfare Reform Network.
In view of these facts, I wonder if these trends are good or bad for society. “
The danger of the information age is that while in the short run it may be
cheaper to replace workers with technology, in the long run it is potentially
self-destructive because there will not be enough purchasing power to grow the
economy,” M. B. Zuckerman. My feeling is that the trend from unskilled labor to
highly technical, skilled labor is a good one! But, political action must be
taken to ensure that this societal evolution is benefic ...
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The Trade Practise Act
Number of Words: 1164 / Number of Pages: 5
... makes a promise, which is a condition of the contract, describing the product, and when the buyer receives the product, it does not match the description.
- “ A promise where the seller is made aware of the purpose for which the goods are required, that the goods will be reasonably fit for that purpose”
This condition is implied when the buyer makes the purpose of the goods needed known to the seller, and the buyer then relies on the seller’s judgement in providing the correct product. For example it would not be reasonable if you made the seller aware that you wished to purchase something suitabl ...
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Adam Smith: Conceptions Of Value
Number of Words: 2014 / Number of Pages: 8
... state of all matter is unknown. This is one reason he focused on morality.
The way in which one behaves suggests their morals. Morality is primarily concerned with attempting to define what is good for the individual and also the society.
If the good is known, the obligation to pursue it becomes evident. People must decide in each new situation what their duties are. Morality and self - interest are connected. To have good morals one must decide what is best for not only themselves but for others also.
One concern, which was valuable to Smith, was happiness. The two basic ways he thought hap ...
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The Investment Industry
Number of Words: 2304 / Number of Pages: 9
... Toronto Dominion Bank, Bank of Nova Scotia
and Bank of Montreal are Wood Gundy, RBC Dominion, Evergreen, Scotia McLeod and
Nesbitt Burns respectively. In addition, the aforementioned chartered banks have
also branched into the discount brokerage sector.
As of December 1994, the Securities Industry as a whole included 158
firms, directly employs over 24,000 people, has operating revenue of $5.1
Billion and operating profit of $1.2 Billion (Appendix A). Within this industry
the largest firms ranked by revenue are: RBC Dominion Securities ($1 Billion),
Midland Walwyn ($480 million), Burns Fry ($416 mil ...
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Government Spending & Budget
Number of Words: 2618 / Number of Pages: 10
... and most blamed politicians for failure to take
action (Cloud 3709). These accusations of failure to follow through come
with historical proof that Congress and Clinton have failed to compromise
and resolve the issue. After all, current budget plans are dependent on
somewhat unrealistic predictions of avoiding such catastrophes as recession,
national disasters, etc., and include minor loopholes. History has shown
that every budget agreement that has failed was too lax. One might
remember the Gramm-Rudman-Hollings bill that attempted to balance the
budget, but left too many exemptions, a ...
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401(k) Plans
Number of Words: 822 / Number of Pages: 3
... is where the problem comes in. Though some companies
match contributors either with cash or with a direct credit to the plan, other
companies match with corporate stock. According to Richard Sasanow, a former
assistant of public communications at Ernst and Young, "many experts consider
this to be one of the riskiest investments for a 401 (k)-but may be worth it if
you think your company has a great future." (Sasanow, 45) A recent survey shows
that 18 percent of all companies made their matching contributions this way.
Now for small, fast-growing businesses this would not seem as much of a risk ...
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Inaccuracies Of The Consumer Price Index(CPI)
Number of Words: 452 / Number of Pages: 2
... ago, the quality of
the products has increased significantly, and therefore the prices should be
higher. The CPI, however, assumes that the increases in prices is a result of
inflation rather than quality improvements which is false. Here also, the CPI
overstates the rate of inflation.
Many consumers do not mind the overcompensation of the CPI because in
most cases it means more money in their pockets, but there are some consequences.
This may cause an ongoing inflation trend. The reason why the government does
not restrict it is because they are worried about getting re-elected. Even if
the Presiden ...
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